You may want to look for ways to reduce your stress level. Plan for your retirement:. Ways to save and turn your savings into income: Find out more about how you can save for your retirement. Then, discover how to convert your savings into retirement income. Ways to protect your family's finances when you die: You can provide for your family and leave a legacy with carefully chosen life insurance , with the policy type, coverage amount and optional features that will meet your unique needs.
Ways to plan for your changing health needs in retirement: As you plan for retirement, consider the chance that you may be become unable to care for yourself due to aging, an accident, illness or decreased mental abilities.
An advisor can help you understand how long-term care insurance and personal health insurance can fit into your retirement plan.
Your next steps:. The power of advice. Your financial strategy. Let's connect. The power of advice A financial plan will help you meet your needs today and in retirement, and help protect you from the unexpected along the way. Financial planning and advice. Your financial strategy Other helpful calculators to consider: Retirement savings calculator.
Send your results. Your financial strategy Other helpful insurance resources to consider: Retirement savings calculator. Review your results with an advisor. By phone. By email. Preferred contact time:. Day time. Email address:. Your needs Share a little about what's important to you right now to help an advisor provide options and recommendations built just for you.
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Thanks for providing this interesting site — it's good to know how one is getting on! I am going to suggest that my husband does the questionnaire — it might frighten him into giving smoking up, and my daughter might be encouraged to stop her bad eating habits! Just this week, I'm announcing my retirement at work — effective in June — and it was terrific to have a cheery prognostication of nearly thirty years to enjoy it in!
And that's without looking up my blood pressure figures, which I'm always told are stellar! However, if applicable, you might try one of the following:. NOTE: All of the above calculators are based on real data. However, it is important to state again that these calculators are not percent accurate. They use averages and historical data to make projections. But remember, you are completely unique and there is no predicting the future. Retirement planning can feel futile when one of the biggest factors — your longevity — is completely unknowable.
The NewRetirement Retirement Planner allows you to enter a goal age for you and your spouse if applicable. So, with this tool you can control how long you want to be able to fund your retirement. For example, you might have a solid financial plan that takes you from age 65 until you are 80 years old. And your back up plan might be to use home equity or some other source of wealth thereafter.
Quarterly is recommended, but you should check in anytime your finances and health change. Retirement planning is not something you do once and forget. It should be a part of a routine. Different animal species have very different lifespans. The Greenland shark is able to live to be years old , whilst some species of mayfly only live for 5 minutes. The reason for these differences is genetics. Professor David Gems, an expert in ageing from University College London, says "the question could mean: are the upper limits of longevity in humans as a species primarily determined by genetics, in which case the answer is 'near certain'.
For example, the maximum lifespan of human beings is approximately twice that of our closest relatives among the higher primates, such as chimpanzees and gorillas. Dr Gems says "If one takes [the question] to mean: are the differences in lifespan between individual people primarily determined by genetics, then the answer is 'extremely unlikely'.
Whilst genetics plays a role in longevity, it is not the primary determining factor.
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